Sundry Agro partners with MoniCenta, what does this mean for you as someone that shops for grocery online?
What If Your Kitchen Needs Restocking Before Payday?
It’s the middle of the month. You’ve had a long week at work, the kitchen is running low on essentials, and the thought of navigating traffic or spending your weekend at the market is the last thing you need.
But there’s another challenge: payday is still days away.
For many salary earners, 9–5 workers and busy professionals, this is a familiar situation. Your grocery needs don’t always arrive according to your salary schedule. Sometimes, you need to restock the kitchen today, even when your next paycheck is still around the corner.

That’s where SundryAgro’s new partnership with SystemSpecs comes in.
Through MoniCenta by SystemSpecs, eligible customers shopping on SundryAgro now have access to an additional payment option that can provide greater flexibility when paying for their groceries. Instead of putting off an essential grocery order simply because payday hasn’t arrived, you can explore the Money Centre option at checkout, apply for financing if eligible, and complete your SundryAgro purchase using the available facility.
In other words, your grocery shopping doesn’t necessarily have to wait for payday.
But what exactly does this partnership mean for you? Who can benefit from it? How does Money Centre work when shopping on SundryAgro? And how can you use this option when you need to stock up?
Let’s break it down.

Sundry Agro Partners with MoniCenta to Give Customers More Payment Flexibility
SundryAgro has partnered with SystemSpecs to make grocery shopping more convenient and give eligible customers another way to manage their payments.
If you already shop on SundryAgro, you know the convenience of ordering foodstuff and household essentials online instead of spending hours moving from one market to another. You can browse what you need, place your order and have it delivered to you.
Now, there is another option available at checkout.
Through Money Centre by SystemSpecs, eligible customers can apply for a financing facility and, if approved, use the available funds to complete their grocery purchase on SundryAgro. The financing can then be repaid according to the applicable Money Centre terms, including salary-based repayment arrangements where applicable.
The idea is simple: combine the convenience of online grocery shopping with greater payment flexibility.
This can be particularly useful for salary earners and busy professionals whose monthly income follows a predictable schedule but whose everyday expenses do not.
Sundry Agro Partners with MoniCenta: What Is Money Centre?
Money Centre is a financial service from SystemSpecs that provides access to financing for eligible customers.
For SundryAgro shoppers, the important part is how this service connects to the checkout experience.
When you are ready to pay for your groceries on SundryAgro, you can select the “Pay with Money Centre” option. You will then be directed to Money Centre to follow the applicable application process.
If your application is approved and financing is made available to you, you can return to SundryAgro and complete your grocery order.

This means you don’t have to treat grocery shopping and financing as two completely separate experiences. The Money Centre option is built into the SundryAgro checkout journey to make the process more straightforward for eligible customers.
Of course, financing is subject to Money Centre’s eligibility requirements, approval process and applicable terms. It is important to review those terms carefully before accepting any financing.
What Does This Mean for You?
At its heart, this partnership is about flexibility and convenience.
For a busy professional, grocery shopping isn’t simply about buying food. It’s also about finding a practical way to manage your time, household needs and monthly cash flow.
Here are some of the ways the partnership can make a difference.
You Can Shop Without Waiting for Your Next Payday
Sometimes, the need to restock your kitchen comes before your salary.
Rather than postponing an essential grocery purchase simply because your next paycheck is several days away, eligible customers can explore the Money Centre option at checkout.
If approved, the financing facility can help you complete your purchase while allowing you to repay according to the agreed terms.
You Can Skip the Market Stress
Your time is valuable.
For someone working long hours in Lagos or Ibadan, a grocery run can mean navigating traffic, finding parking, comparing prices across different sellers and carrying heavy bags home.
SundryAgro allows you to do your grocery shopping online, while the Money Centre option adds another layer of payment flexibility for eligible customers.
You can therefore handle more of your grocery shopping from your phone or computer without having to rearrange your entire day around a trip to the market.
You Can Stock Up on Essentials in One Order
Running out of rice today, cooking oil tomorrow and household essentials next week can mean repeated shopping trips.
With SundryAgro, you can add the items your household needs to your cart and place an order conveniently.
If you need additional payment flexibility and are eligible for Money Centre financing, you can explore that option at checkout.
You Have Another Payment Option
It’s important to understand that Money Centre isn’t replacing SundryAgro’s other payment options.
Instead, it gives eligible shoppers another option to consider when completing their purchase.
You remain in control of how you pay, while Money Centre provides an additional financing route for customers who qualify.
How Does MoniCenta Work on SundryAgro?
Using the option is designed to be straightforward.
Once you’ve selected the groceries you want, here’s what the journey looks like:
1. Shop on SundryAgro.
Browse the available foodstuff, groceries and household essentials and add what you need to your cart.
2. Proceed to checkout.
Review your order, delivery information and total amount.
3. Select “Pay with Money Centre.”
Choose the Money Centre option from the available payment methods.
4. Follow the Money Centre link.
You will be directed to Money Centre to begin the relevant application process.
5. Apply for financing if you’re eligible.
Complete the required information and follow the instructions provided by Money Centre.
6. Wait for the financing decision.
Approval is subject to Money Centre’s applicable eligibility and approval criteria. Not every application is guaranteed to be approved.
7. Return to SundryAgro.
If financing is approved and made available, return to your SundryAgro checkout and complete your grocery purchase.
8. Repay according to the agreed terms.
Your repayment obligations will be determined by the applicable Money Centre terms. Where salary-based repayment is available to you, repayment may be structured around your salary cycle.
The important thing is to understand the financing terms before accepting the facility, including the repayment amount, repayment schedule, applicable fees and any other conditions that apply to your specific application.
Sundry Agro Partners with MoniCenta: Who Can Benefit from this?
The partnership is designed with the realities of busy Nigerians in mind, particularly people who earn regular salaries and have demanding work schedules.
If you fall into any of the categories below, the Money Centre option at SundryAgro may be worth exploring when you need additional payment flexibility.
Salary Earners
If you receive a regular monthly salary, you may sometimes find yourself balancing essential expenses between paydays.
Perhaps you need to restock your kitchen, but your next salary is still several days away. If you meet the applicable Money Centre requirements, you can explore the financing option at SundryAgro checkout and determine whether it works for your situation.
9–5 Workers
For people who spend most of their weekdays at work, grocery shopping can easily become another task competing for limited time.
Instead of spending your Saturday navigating the market or rushing to shop after work, you can order your groceries online through SundryAgro and have them delivered.
The Money Centre option provides an additional payment route for eligible customers who need it.
Busy Professionals
Consultants, entrepreneurs, executives, freelancers and other professionals often have unpredictable schedules.
When you have meetings, deadlines and responsibilities competing for your attention, convenience matters.
SundryAgro helps you take grocery shopping online, while the Money Centre partnership gives eligible customers another way to manage payment when they need additional flexibility.
Busy Households
For families and households, grocery shopping isn’t a one-time activity. There is always something to replace, replenish or add to the pantry.
Having access to online grocery shopping can make household management easier, especially when you don’t have the time for frequent market trips.
What Can You Buy on SundryAgro?
Once you decide to restock your kitchen, the next question is simple: What do you need?
SundryAgro brings a range of grocery and household essentials together in one convenient online shopping experience.
Depending on what’s currently available on the platform, you can shop for everyday essentials such as:
- Rice and other grains
- Garri and other staples
- Cooking oils
- Spices and seasonings
- Beverages
- Household essentials
- Other foodstuff and grocery products
Instead of making several stops to find everything on your list, you can browse available products online, add your selections to your cart and place your order.
And if you are eligible for Money Centre financing and want to explore that option, you can select “Pay with Money Centre” during checkout.
Sundry Agro Partners with MoniCenta: What You Should Know Before Using Money Centre?
Having another payment option can be useful, but financing is a financial commitment. Before applying, take a moment to understand exactly what you’re agreeing to.
Make sure you understand:
- How much financing you’re receiving.
- The total amount you will repay.
- Your repayment schedule.
- Any applicable fees or charges.
- The consequences of missing a repayment.
- Whether salary-based repayment applies to your specific situation.
- Any other terms and conditions attached to the facility.
The goal is not simply to get access to financing. It is to use the option responsibly and make sure the repayment obligation fits comfortably within your financial plans.
Sundry Agro Partners with SystemSpecs: Frequently Asked Questions
If you’re considering using Money Centre when shopping on SundryAgro, you may have a few questions about how the partnership works. Here are answers to some of the most common ones.
Can I use Money Centre to pay for groceries on SundryAgro?
Yes, eligible customers can select the “Pay with Money Centre” option when checking out on SundryAgro and follow the instructions to apply for financing.
However, financing approval is not automatic. Your eligibility, approved amount and applicable terms are determined through the Money Centre process.
How do I select Money Centre at SundryAgro checkout?
After selecting the groceries you want and proceeding to checkout, look for the “Pay with Money Centre” option among the available payment methods.
Click the option and follow the instructions provided to begin the Money Centre application process.
Who can apply for Money Centre financing?
Eligibility depends on Money Centre’s applicable requirements and assessment process.
If you are a salary earner or other eligible customer and want to explore the option, you can follow the Money Centre application process at checkout to find out whether you qualify.
How much can I borrow through Money Centre?
The amount available to you depends on your individual eligibility and the terms offered by Money Centre.
Rather than assuming that a particular amount is available to every customer, complete the Money Centre application process to see the financing options applicable to you.
How do I repay the financing?
Repayment is made according to the terms provided by Money Centre when your financing is approved.
If a salary-based repayment or salary deduction arrangement is applicable to you, the specific details will depend on your eligibility and the terms of your financing agreement.
Can my repayment be deducted from my salary?
Salary-based repayment may be available for eligible customers, depending on the applicable Money Centre arrangement.
Customers should confirm the exact repayment method and terms presented during the application process before accepting the financing.
Do I have to use Money Centre to shop on SundryAgro?
No.
Money Centre is an additional payment option for eligible customers. You can continue to use the other payment methods available on SundryAgro.
What happens if my Money Centre application isn’t approved?
If your application isn’t approved, you can still explore the other payment options available on SundryAgro.
You are not required to use Money Centre to place an order.
Sundry Agro Partners with SystemSpecs: Ready to Stock Up?
Between work, traffic, family responsibilities and everything else competing for your attention, finding time to shop for groceries shouldn’t have to be another source of stress.
With SundryAgro, you can shop for your foodstuff and household essentials online and have your order delivered conveniently.
And now, through the SundryAgro and SystemSpecs partnership, eligible customers can also explore the Money Centre payment option when they need additional flexibility.
So, whether you’re restocking your kitchen, preparing for the month ahead or simply running low on your everyday essentials, you can shop on your schedule.
Visit SundryAgro, fill your cart and look for “Pay with Money Centre” at checkout if you’d like to explore the option and are eligible.